Investment loans
If you are looking to buy an investment property, then these are the loans for you.
Our investment home loans
These loans are simple and designed to suit your needs.
Basic Variable Investment Loan
A simple, non-complicated home loan option with a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
- Competitive variable interest rates
- Freedom to make unlimited extra repayments
- Redraw facility
Fixed Rate Investment Loan
Enjoy the certainty of knowing your home loan repayments with our Fixed Rate Home Loan.
- Lock in a competitive fixed interest rate for between one to five years
- The freedom to make unlimited extra repayments
- Rate-lock facility
More investment loan options
Split loans
A split loan provides certainty and flexibility. It lets you split your home loan into fixed and variable portions, so you can enjoy the benefits of both.
Construction loans
Keep your building project on track with a loan that gives you access to the money as you need it.
Compare investment loans
Home loan calculators
Borrowing power calculator
Our borrowing power calculator can help you work out how much you might be able to borrow for a home loan.
Home loan calculators
We've got a range of home loan calculators to help you work out your repayments, stamp duty and borrowing power.
Specialised packages
Some occupations can borrow up to 90% of a property's value and pay no Lenders Mortgage Insurance.
Essential Services Package
Borrow up to 90% of a property's value and pay no Lenders Mortgage Insurance (LMI).
Medical Professional Package
Borrow up to 90% of a property's value and pay no Lenders Mortgage Insurance (LMI), plus other benefits.
What you need to know
FAQs
If you choose a variable rate home or investment loan, the interest rate can rise or fall depending upon the market and economic conditions. This can potentially impact your repayment amount. On a variable rate, you have the flexibility to make unlimited extra repayments without a fee applying, to pay down your loan sooner.
Choosing a fixed rate home or investment loan means you can lock your interest in at a set rate for one to five years. So if you think interest rates have hit rock bottom or that rates may rise, you can add certainty to your loan by fixing your repayments for a set period.
If you're still not sure about which option is right for you, we're happy to help you make the right decision. Call us on 13 11 82 or visit your nearest branch for more details.
Interest Only loans provide you with the option of making a repayment equal to the interest charge monthly. By selecting this product option and only paying the interest, you will not reduce the principal balance of your loan during your Interest Only period.
The only option for a construction loan is within our Basic Variable product.
The construction period of your loan will be interest only and the loan will revert to principal and interest repayments. For Investment you have the option of selecting whether you will have a further interest only period at the end of your construction period.
These articles may help you
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Building or renovating my home
We’ve got finance options to help you renovate and bring your ideas to reality.
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Refinance with a home loan at a great rate
Replace an existing home loan with a new mortgage and reduce your home loan repayments.
Need some help? We've got you covered.
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