Key benefits
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Flexible repayment frequency - pay weekly, fortnightly or monthly
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Rate-lock facility
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Redraw facility
How split loans work
You choose how much of your loan stays at a fixed rate and how much remains variable.
protects you from rate rises,
giving you certainty over repayments
(but you won’t benefit if rates fall).
(but you’ll pay more if they rise).
Plus, you can access an offset account to reduce interest further.
Features of our split loans
Tossing up between fixing your home loan or opting for a variable rate?
Split loans take advantage of both.
No additional fee for splitting your loan
Make unlimited extra repayments
Offset account option
Redraw facility on variable or fixed loans
Rate lock facility for fixed portion
Enjoy the certainty of fixed repayments for your fixed portion
Flexible repayment frequency - pay weekly, fortnightly or monthly
Loan terms up to 30 years
FAQs
Tools and calculators
These articles may help you
Home loans
Variable vs fixed rate: which loan is best for you?
Understand the differences between variable and fixed home loans and find which option is best for you.
Home loans
How to choose a home loan
When you’re trying to find the right home loan, there can be a lot to compare. Here’s what to look out for.
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