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What do you need a loan for?
  • A home to live in
  • For property investment
First home buyer
  • Yes
  • No
Borrowing amount
Deposit
  • >30%
  • 20-30%
  • 10-20%
  • 5-10 %
Select your rate
  • Variable interest rate
  • Fixed interest rate
  • Unsure
Loan term
  • 30 Years
  • 25 Years
  • 20 Years
  • 10 Years
  • 5 Years
Repayment type
  • Principal & interest
  • Interest only
Repayment schedule
  • Monthly
  • Fortnightly
  • Weekly

  • Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.79"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.79"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.80"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1018"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.79"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.79"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.79"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.80"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1018"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.79"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.79"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.79"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.80"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1018"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.79"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.79"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.79"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.80"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1018"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.79"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Apply online
    View the Basic Variable Investment Loan details

  • Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.59"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.59"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.59"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.59"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.59"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.59"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.59"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.59"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Apply online
    View the Basic Variable Investment Loan details

  • Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.79"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.9"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"5.92"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1019"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.9"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.79"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.9"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"5.92"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1019"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.9"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.79"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.9"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"5.92"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1019"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.9"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.79"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.9"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"5.92"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1019"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.9"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Apply online
    View the Basic Variable Investment Loan details

  • Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.7"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.12"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.7"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.7"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.12"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.7"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.7"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.12"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.7"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.7"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.12"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.7"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Apply online
    View the Basic Variable Investment Loan details

  • Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.39"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.40"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.39"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.40"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.39"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.40"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.39"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.40"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Apply online
    View the Basic Variable Investment Loan details

  • A simple home loan option with a competitive interest rate and the flexibility to make extra repayments.

    % p.a.
    Interest rate
    [{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.64"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.65"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.64"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.65"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"}]
    %
    LVR
    [{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.64"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.65"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"}]
    $
    +
    Loan size
    [{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.64"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.65"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Offset account option
    Apply online
    View the Basic Variable Home Loan details

  • A simple home loan option with a competitive interest rate and the flexibility to make extra repayments.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.84"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.84"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.84"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.84"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Offset account option
    Apply online
    View the Basic Variable Home Loan details

  • A simple home loan option with a competitive interest rate and the flexibility to make extra repayments.

    % p.a.
    Interest rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    %
    LVR
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    $
    +
    Loan size
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No Application Fee or Monthly Administration Fee
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
    Offset account option
    Apply online
    View the Basic Variable Home Loan details

  • Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.34"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10426"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.34"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10426"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Rate-lock facility
    Split-loan interest rate option
    Unlimited extra repayments
    Redraw facility
    Apply online
    View the Fixed Rate Home Loan details

  • Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80-95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.69"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.46"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10428"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80-95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.69"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.46"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10428"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Rate-lock facility
    Split-loan interest rate option
    Unlimited extra repayments
    Redraw facility
    Apply online
    View the Fixed Rate Home Loan details

  • Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-OO_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.39"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5002"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-OO_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.39"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5002"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Rate-lock facility
    Split-loan interest rate option
    Unlimited extra repayments
    Redraw facility
    Apply online
    View the Fixed Rate Home Loan details

  • Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-OO_80-95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.79"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.11"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5022"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.84"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-OO_80-95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.79"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.11"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5022"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Rate-lock facility
    Split-loan interest rate option
    Unlimited extra repayments
    Redraw facility
    Apply online
    View the Fixed Rate Home Loan details

  • Our Fixed Rate Investment Loan can help you open the door to your new investment property.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_IO"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.79"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.22"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5017"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_IO"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.79"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.22"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5017"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Redraw facility
    Apply online
    View the Fixed Rate Investment Loan details

  • Our Fixed Rate Investment Loan can help you open the door to your new investment property.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.59"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.17"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5012"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.59"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.17"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5012"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Redraw facility
    Apply online
    View the Fixed Rate Investment Loan details

  • Our Fixed Rate Investment Loan can help you open the door to your new investment property.

    % p.a.
    3 Year Fixed Rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80-90_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.99"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.28"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5027"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
    % p.a.
    Comparison rate
    [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80-90_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.99"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.28"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5027"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Redraw facility
    Apply online
    View the Fixed Rate Investment Loan details

Popular FAQs 

You can choose from our Basic Variable or Fixed Rate products. You also have the repayment option of Interest Only on Investment loans only. 
 
Interest Only loans provide you with the option of making a repayment equal to the interest charge monthly. By selecting this product option and only paying the interest, you will not reduce the principal balance of your loan during your Interest Only period. 

If you choose a variable rate home or investment loan, the interest rate can rise or fall depending upon the market and economic conditions. This can potentially impact your repayment amount. On a variable rate, you have the flexibility to make unlimited extra repayments without a fee applying, to pay down your loan sooner. 

Choosing a fixed rate home or investment loan means you can lock your interest in at a set rate for one to five years. So if you think interest rates have hit rock bottom or that rates may rise, you can add certainty to your loan by fixing your repayments for a set period. 

If you're still not sure about which option is right for you, we're happy to help you make the right decision. Call us on 13 11 82 or visit your nearest branch for more details. 

Lenders Mortgage Insurance (LMI) is an insurance that protects the lender in the event of default by the borrower. 

To avoid Lenders Mortgage Insurance, it is generally recommended the borrower keep their LVR (Loan to Value Ratio) below 80% plus any fees (conveyancer, stamp duty, building inspection, etc). If the borrower has a deposit of 20% or more of the property value, then they may not be required to pay LMI. For more information on whether you’ll need LMI please speak to one of our Home Loan Advisers or call 13 11 82. 

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