Basic Variable Investment Loan

Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.

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Key benefits of this loan

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    Competitive variable interest rates

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    No Application Fee or Monthly Administration Fee

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    Flexible repayment frequency - pay weekly, fortnightly or monthly

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    Redraw facility

Rates

Check out our Basic Variable Investment Loan rates!
Repayment type
  • Principal & interest
  • Interest only
Reference Rate Name: Basic Variable Investment Rate
Principal and interest
Minimum loan size $20,000+
Discount to the Basic Variable Rate
% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
Reference Rate Name: Basic Variable Investment Rate
Interest Only Rate
Minimum loan size $20,000+
Discount to the Basic Variable Rate
% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) <70%
Minimum loan size $20,000+
Discount to the Basic Variable Rate
% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) 70.01% - 80%
Minimum loan size $20,000+
Discount to the Basic Variable Rate
% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) >80%
Minimum loan size $20,000+
Discount to the Basic Variable Rate
% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) <70%
Minimum loan size $20,000+
Discount to the Basic Variable Rate
.00% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) 70.01% - 80%
Minimum loan size $20,000+
Discount to the Basic Variable Rate
.00% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.

Product overview

Competitive rates and flexible repayment options.

Our Basic Variable Investment Loan may have the features and benefits of a home loan you’ve been looking for.

rate

Competitive variable interest rates

Chat to us to see what rate you qualify for and suits your needs
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Loan terms up to 30 years

Flexibility to pay off your loan up to 30 years
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Freedom to make unlimited extra repayments

Pay off your loan faster
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Flexible repayment frequency

Pay weekly, fortnightly or monthly

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Redraw facility

Access to extra cash if you're ahead on your repayments

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Interest only repayment option

Reduce your loan repayments by paying only the interest due monthly

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Construction loan option available

Ask an expert and find out your options
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Lower rates for loans with an LVR less than 80%

Benefit from a Loan to Value Ratio of less than 80%

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Offset account option

Link your loan and transaction account to help reduce the interest and time taken to pay off your loan

Terms and fees

Application Fee
$0

Monthly Administration Fee
$0 Monthly Administration Fee. Refer to our Fees & Charges document.

Other fees and charges may be applicable to your loan, please refer to our Fees & Charges document for further details.

Lending Terms & Conditions document
Download our Lending Terms & Conditions document.

Fees & Charges document
Download our Fees & Charges document.

Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.

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Do some quick maths

Let's help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.

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Get started

Click apply now to start your pre-approval application. If you'd prefer to speak directly to a lender, get in touch with one of our Home Loan Advisers.

What else do I need to consider

Guides and tips from Borrowing for a life event.

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Build your wealth with property investment for capital growth, income and more. We can provide advice on the right strategy and loans to maximise your investment.

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Building or renovating my home

We’ve got finance options to help you renovate and bring your ideas to reality.

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