Fixed Rate Home Loan

Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.

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Key benefits of this loan

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    Flexible repayment frequency - pay weekly, fortnightly or monthly

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    Rate-lock facility

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    Split-loan interest rate option

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    Unlimited extra repayments

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    Redraw facility

Rates

Check out our Fixed Rate Home Loan rates!
First Home Buyer
  • Yes
  • No
Fixed loan term
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest - First Home Buyer Offer
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest - First Home Buyer Offer
Loan to Value Ratio (LVR) up to 95%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.

Product overview

Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies (weekly, fortnightly or monthly). 

With our Fixed Rate Home Loan you'll know exactly what your mortgage repayments will be, helping you to budget and plan your finances.

rate

Lock in a competitive fixed interest rate for between one to five years

You'll have the opportunity to select a new fixed rate period or revert to a variable rate.

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Loan terms up to 30 years

Flexibility to pay off your loan up to 30 years
financial-planning

Freedom to make unlimited extra repayments

Pay off your loan faster

accounts

Flexible repayment frequency

Pay weekly, fortnightly or monthly

savings

Redraw facility

Access to extra cash if you're ahead on your repayments

refinance

Split-loan interest rate option

Get the benefits of a part fixed and part variable loan

lock

Rate-lock facility

Guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan is funded

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Family guarantee for first home buyers

We'll help you through the process

Terms and fees

Application Fee
$0

Settlement Fee
$0

Rate Lock Option Fee
0.15% of the total loan amount

Monthly Administration Fee
$0 Monthly administration fee. Refer to our Fees & Charges document.

Other fees and charges may be applicable to your loan, please refer to our Fees & Charges document for further details.

Lending Terms & Conditions document
Download our Lending Terms & Conditions document.

Fees & Charges document
Download our Fees & Charges document.

Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.

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Do some quick maths

Let's help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.

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Get started

You can apply online, by calling 13 11 82 or by visiting your nearest branch.

What else do I need to consider

Guides and tips from Borrowing for a life event.

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