Key benefits of this loan
-
check
Flexible repayment frequency - pay weekly, fortnightly or monthly
-
check
Rate-lock facility
-
check
Split-loan interest rate option
-
check
Unlimited extra repayments
-
check
Redraw facility
Rates
- Yes
- No
- 1 year
- 2 years
- 3 years
- 4 years
- 5 years
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Minimum loan size $20,000+
Product overview
Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies (weekly, fortnightly or monthly).
With our Fixed Rate Home Loan you'll know exactly what your mortgage repayments will be, helping you to budget and plan your finances.
Lock in a competitive fixed interest rate for between one to five years
You'll have the opportunity to select a new fixed rate period or revert to a variable rate.
Loan terms up to 30 years
Freedom to make unlimited extra repayments
Pay off your loan faster
Flexible repayment frequency
Pay weekly, fortnightly or monthly
Redraw facility
Access to extra cash if you're ahead on your repayments
Split-loan interest rate option
Get the benefits of a part fixed and part variable loan
Rate-lock facility
Guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan is funded
Family guarantee for first home buyers
We'll help you through the process
Terms and fees
Application Fee
$0
Settlement Fee
$0
Rate Lock Option Fee
0.15% of the total loan amount
$0 Monthly administration fee. Refer to our Fees & Charges document.
Other fees and charges may be applicable to your loan, please refer to our Fees & Charges document for further details.
Lending Terms & Conditions document
Download our Lending Terms & Conditions document.
Fees & Charges document
Download our Fees & Charges document.
Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.
Do some quick maths
Let's help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.
What else do I need to consider
Guides and tips from Borrowing for a life event.
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
Access forms, brochures, support articles, FAQs and more below.
Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.

