First home buyer guide: grants, schemes and incentives

If you're a first home buyer, People First Bank can help with a range of government schemes and grants.

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National first home buyer scheme

If you're a first home buyer, there are some Government-funded grants and schemes that can help you buy your first home.

We've outlined the ones that are offered by People First Bank, including the Australian Government 5% Deposit Scheme, as well as those that depend on the state you are living in.

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Ready to apply?

If you’re interested in applying for any of the Guarantees as part of the Australian Government 5% Deposit Scheme, please use our enquiry form and our friendly team will be in touch to discuss your options.

State based schemes

If you're a first home buyer, there are some Government-funded grants and schemes that can help you buy your first home. We've outlined the ones that are offered by People First Bank, which may differ depending on what state you live in. It’s important to note, each Government scheme will be subject to limitations and eligibility criteria that may change – so it’s best to do your own research when applying. This page provides information about schemes that are available nationwide. If you’re interested in schemes offered by People First Bank for a particular state, you can visit our dedicated state pages by clicking below.

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Queensland

Learn more about first home buyer schemes in Queensland.
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South Australia

Learn more about first home buyer schemes in South Australia.

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Victoria

Learn more about first home buyer schemes in Victoria.


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New South Wales

Learn more about first home buyer schemes in New South Wales.
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