Fixed Rate Investment Loan

Our Fixed Rate Investment Loan can help you open the door to your new investment property.

Key benefits of this loan

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    Flexible repayment frequency - pay weekly, fortnightly or monthly

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    Interest only repayment option

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    Rate-lock facility

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    Split-loan interest rate option

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    Redraw facility

Rates

Check out our Fixed Rate Investment Loan rates!
Repayment type
  • Principal & interest
  • Interest only
Fixed loan term
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 90%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 90%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 90%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 90%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 90%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 80%
Minimum loan size $20,000+
Interest rate
% p.a.
Comparison rate
% p.a.
Revert Rate
% p.a.

Product overview

Give yourself certainty by locking in a competitive fixed interest rate that allows you to know what your mortgage repayments will be. 

With our Fixed Rate Investment Loan, you can lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.

rate

Lock in a competitive fixed interest rate for between one to five years

You'll have the opportunity to select a new fixed rate period or revert to a variable rate.

refinance

Loan terms up to 30 years

Flexibility to pay off your loan up to 30 years
pay-transfer

Freedom to make unlimited extra repayments

Pay off your loan faster

refinance

Flexible repayment frequency

Pay weekly, fortnightly or monthly

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Interest only repayment option

Reduce your loan repayments by paying only the interest due monthly

investment-house

Split-loan interest rate option

Get the benefits of a part fixed and part variable loan

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Rate-lock facility

Guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan is funded

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Redraw facility

Access to extra cash if you're ahead on your repayments

Terms and fees

Application Fee
$0

Settlement Fee
$0

Rate Lock Option Fee
0.15% of the total loan amount

Monthly Administration Fee
$0 Monthly administration fee. Refer to our Fees & Charges document.

Other fees and charges may be applicable to your loan, please refer to our Fees & Charges document for further details.

Lending Terms & Conditions document
Download our Lending Terms & Conditions document.

Fees & Charges document
Download our Fees & Charges document.

Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.

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Do some quick maths

Let's help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.

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Get started

You can apply online, by calling 13 11 82 or by visiting your nearest branch.

What else do I need to consider

Guides and tips from Borrowing for a life event.

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Building or renovating my home

We’ve got finance options to help you renovate and bring your ideas to reality.

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