It's our way of saying thank you.
Our essential services workers keep our communities safe and are often working tirelessly behind the scenes. We want to show our appreciation and say thank you. This is why we offer our Essential Services Packages to help essential service workers with home and investment loans.
How can the Essential Services Package help me?
The package offers the following benefits for both home and investment loans:
No LMI for up to 90% LVR
To avoid paying Lenders Mortgage Insurance (LMI), you generally need to have a 20% deposit, which gives you a Loan to Value Ratio (LVR) of 80%. With our Medical Professional Package, you can borrow up to 90% LVR and we'll waive the LMI premium.
Borrow up to $1.2 million
Who is eligible for the Essential Services Package?
To be eligible, you'll need to be one of the following essential workers:
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A registered nurse
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A fully qualified paramedic
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A sworn in state or federal police officer
Other eligibility requirements
To qualify for our Essential Services Package, you'll need to meet income requirements. These vary, depending on whether the application is by one applicant or joint applicants. For joint applications only one person is required to qualify – you don't both need to be essential service workers.
Our home loan options
Both owner occupiers and investors can access our Essential Services Package. We have a range of home and investment loans to suit your needs.
Owner occupier loans
If you are buying a home to live in, then these are the loans for you.
Investment loans
If you are looking to buy an investment property, then these are the loans for you.
Tools and calculators
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
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