Helping you help others.
If you're a doctor, dentist, pharmacist or other medical specialist, we want to show that we care as much as you by helping you with your personal banking needs in financing your home and investment lending.
How can the Medical Professional Package help me?
The package offers the following benefits for both home and investment loans:
No LMI for up to 90% LVR
To avoid paying Lenders Mortgage Insurance (LMI), you generally need to have a 20% deposit, which gives you a Loan to Value Ratio (LVR) of 80%. With our Medical Professional Package, you can borrow up to 90% LVR and we'll waive the LMI premium for loans up to $2 million.
A dedicated Relationship Manager
Who is eligible for the Medical Professional Package?
To be eligible, you'll need to be one of the following medical professionals:
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Dentist
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General Practitioner
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Pharmacist
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Hospital Employed Doctor
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Medical Specialist
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Optometrist
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Veterinary Practitioner
Other eligibility requirements
To qualify for our Medical Professional Package, you'll need to meet income requirements. These vary, depending on whether the application is by one applicant or joint applicants. For joint applications only one person is required to qualify – you don't both need to be medical professionals.
Our home loan options
Both owner occupiers and investors can access our Medical Professional Package. We have a range of home and investment loans to suit your needs.
Owner occupier loans
If you are buying a home to live in, then these are the loans for you.
Investment loans
If you are looking to buy an investment property, then these are the loans for you.
Tools and calculators
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
Access forms, brochures, support articles, FAQs and more below.
Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.
