Find the right ride
If you’re looking to buy a motorcycle, a good place to start is with some research. What are you planning on using it for – travelling to work or long commutes? Do you plan to use it for leisure or adventure on the weekends? You’ll want to have a think about what model you’re after as well as what cc the engine should be, whether you’re buying a new or used motorcycle and how much it will cost, including the consumables such as tyres and oil.
Have a budget in mind
Consider ongoing costs
Consider any extra costs in your budgeting process including motorcycle riding gear – helmet, jacket, pants and gloves.
Think about whether you can pay for the operating costs like insurance, fuel and routine car maintenance, as well as your loan repayments.
Buying tips
-
check
When you’re buying a motorcycle, take it for a test ride to see if you like riding it.
-
check
If it’s a second-hand motorcycle, consider getting an expert to check for mechanical issues too.
-
check
Remember to check that there is no outstanding finance on the motorcycle.
Motorcycle insurance
These articles may help you
Personal loans
How much can you borrow for a personal loan?
What you need to know about borrowing and repayments.
Car and Vehicle loans
Secured car loan vs unsecured car loan
We explain the differences between secured and unsecured car loans to help you work out which one is right for your needs.
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
Access forms, brochures, support articles, FAQs and more below.
Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.
