Compare personal loans

Choose a loan that’s right for you by comparing the loans below.

Green Car Loan
Get a great rate for green vehicles. Our Discounted Personal Loan (Green Car Loan) provides freedom in choosing a greener vehicle, helping you make a difference to reduce the impact on the environment.
Interest rate
% p.a.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"greenCar"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"greenCar_150_120k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.69"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.04"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7005"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Green car"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
Comparison rate
% p.a.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"greenCar"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"greenCar_150_120k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.69"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.04"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7005"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Green car"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
Loan size
$
+
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"greenCar"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"greenCar_150_120k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.69"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.04"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7005"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Green car"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
No monthly account fees
No fees for additional repayments or early payout
Flexible repayment frequency - pay weekly, fortnightly or monthly
Low rate for cars up to seven years old
Redraw facility against your extra loan repayments
Pre-approval valid for 90 days
Apply online
View the Green Car Loan details
Car Loan
Our Discounted Personal Loan (Car Loan) gives you a low variable rate and the freedom to reduce the length of your loan by making extra repayments on your car, caravan or motorcycle.
Interest rate
% p.a.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"11.55"},{"Name":"ProductRateProductId","Value":"car2yo"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"car2yo_150_120k_fixed_5_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.84"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7000"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Car up to 2 yo"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
Comparison rate
% p.a.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"11.55"},{"Name":"ProductRateProductId","Value":"car2yo"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"car2yo_150_120k_fixed_5_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.84"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7000"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Car up to 2 yo"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
Loan size
$
+
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"11.55"},{"Name":"ProductRateProductId","Value":"car2yo"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"car2yo_150_120k_fixed_5_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.84"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7000"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Car up to 2 yo"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
No monthly account fees
Low rate for cars, caravans or motorcycles up to 10 years old
Flexible repayment frequency - pay weekly, fortnightly or monthly
No fees for additional repayments or early payout
Redraw facility against your extra loan repayments
Green Car Loan option
Apply online
View the Car Loan details
Unsecured Personal Loan
A flexible Unsecured Personal Loan available for a range of purposes.
Interest rate
% p.a.
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Comparison rate
% p.a.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Unsecured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"unsecurePLLR"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"unsecurePLLR_100_40k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"8.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"10.73"},{"Name":"ProductRateLoanSizeMinimum","Value":"2000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7003"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Unsecured Personal Loan Low Rate"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"100"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"unsecured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"40000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"7"}]
Loan size
$
+
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Unsecured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"unsecurePLLR"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"unsecurePLLR_100_40k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"8.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"10.73"},{"Name":"ProductRateLoanSizeMinimum","Value":"2000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7003"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Unsecured Personal Loan Low Rate"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"100"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"unsecured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"40000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"7"}]
No fees for additional repayments or early payout
No monthly account fees
Redraw facility against your extra loan repayments
Flexible repayment frequency - pay weekly, fortnightly or monthly
Pre-approval valid for 90 days
Apply online
View the Unsecured Personal Loan details

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Privacy Notice: People First Bank is collecting the above information so that we may respond to your enquiry and provide information in relation to products and services we provide. We will only use this information, unless you are already a member or subsequently decide to obtain a service or product from us, to respond to your enquiry and to contact you from time to time to provide you with information about services and products which may be of interest to you (including products and services of third parties). We may not be able to contact you if you do not provide to us this information. You can opt out of receiving direct marketing from us at any time. We disclose your personal information to relevant members of our staff. We may also disclose your personal information to agents, contractors, government agencies and bodies who assist us in our dealings with you. Our Privacy Policy (which you can also obtain by calling us on 13 11 82 or visiting a branch and asking for a copy) contains more information on how you can access and correct your personal information, how we use your personal information (including how to opt out of marketing), how to complain if you believe we’ve breached our privacy obligations, and how we deal with complaints. It also provides more detail on how we manage and protect your personal information if you are interested. People First Bank's address is 50 Flinders St, Adelaide, 5000.

Popular FAQs

We can give you a payout figure for any set date by calling us on 13 11 82 or visiting your local branch. This payout figure will only be valid for the date requested. The balance that you view in Online Banking does not include any interest accrued in the current month – interest is calculated daily and charged on the last day of the month.

Getting on top of your financial difficulties early is the best way to make sure your credit history remains in good condition. Get in touch with us as soon as you think you might have difficulty meeting your repayments so we can start working together on a solution.

You can call People First Bank on 08 8124 2148. For more information, visit the Customer Owned Banking Association website or you can call The National Debt Helpline on 1800 007 0078 from anywhere in Australia to talk to a free and independent financial counsellor.

To refinance an existing personal loan from People First Bank or from another financial institution, to a personal loan with People First Bank, you will need to apply to refinance either online, by calling us on 13 11 82 or by visiting your nearest branch.

During your application you will be required to provide some documentation so we can assess your situation. Examples include:

Loan repayment history for the previous three months
Bank statements

If you are applying to refinance online, please select 'Refinance' as the loan purpose on the online application form.

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What is a personal loan?

Planning a renovation, a new car, or that dream getaway? Whatever your goal, we’ll help you find the right personal loan to make it happen.

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Secured vs unsecured personal loans

Understand the differences between secured and unsecured personal loans.

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Compare personal loans

Green Car Loan

Car Loan

Unsecured Personal Loan

Popular FAQs

These articles may help you

What is a personal loan?

Secured vs unsecured personal loans

Need some help? We've got you covered.

Quick Links

Important information

About

Banking for you,
better for all.

We’re here to help. Get in contact.

Compare personal loans

Green Car Loan

Car Loan

Unsecured Personal Loan

Popular FAQs

How do I find out a payout figure on my personal loan?

Will my credit rating be affected if I access assistance?

I’m after some information on managing payments to my People First Bank loan or credit card? Who do I call?

How do I refinance a personal loan?

These articles may help you

What is a personal loan?

Secured vs unsecured personal loans

Need some help? We've got you covered.

Quick Links

Important information

About

Banking for you, better for all.

Banking for you,
better for all.