Unsecured Personal Loan

A flexible Unsecured Personal Loan available for a range of purposes.

Family with motor home camping out.

Key benefits of this loan

  • check

    No fees for additional repayments or early payout

  • check

    No monthly account fees

  • check

    Redraw facility against your extra loan repayments

  • check

    Flexible repayment frequency - pay weekly, fortnightly or monthly

  • check

    Pre-approval valid for 90 days

Product overview

Our Unsecured Personal Loan gives you freedom and flexibility and is available for almost any purpose.

With no monthly account fees and many other great features, use the Unsecured Personal Loan to make your dreams possible, sooner. 

check

No monthly account fees

This means your repayments are 100% paying off your loan without worrying about monthly account fees
rate

Competitive interest rates fixed for the life of the loan

Chat to us to see what rate you qualify for
accounts

Flexible repayment frequency

Pay weekly, fortnightly or monthly

check

Loan terms up to seven years

You can pay off the loan over up to seven years
check

No fees for additional repayments or early payout

Enjoy flexibility with your loan
savings

Redraw facility

Against your extra loan repayments

superannuation

Loans from $2,000

Available for almost any purpose
career

Online application 

Apply today
check

Pre-approval valid for 90 days

Apply online, by calling 13 11 82 or by visiting your nearest branch

Rates

Check out our Unsecured Personal Loan rates!
Interest rate
help
Comparison rate
help
Unsecured Personal Loan
Loan size $2,000-$50,000
Interest rate
% p.a.
Comparison rate
% p.a.
calculator

Do some quick maths

Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.

What you'll need

When you apply for a loan, please have the following information handy. 
savings
Income details
Pay slips, child support, pensions, overtime, allowances, rental income, commissions etc
car
Asset information

Cash savings, value of motor vehicles, shares, bonds, property, furnishings etc

accounts
Expense details
Utility bills, rent, board, maintenance, lease payments etc 
e-statement
Any other loans or liabilities
Home loans, credit cards or other debt through buy now, pay later services  
home
Residential and employment details
Proof of residential and employment history for the past three years
my-cards
Identification documents
Current Australian driver's licence number and expiry, passport, proof of age card

Terms and fees

Personal Loan Application Fee 
$250

Monthly Administration Fee
$0 Monthly Administration Fee. Refer to our Fees & Charges document.

Lending Terms & Conditions document 
Download our Lending Terms & Conditions document

Fees & Charges document 
Download our Fees & Charges document.

Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.

refinance

Compare our personal loans

If you aren’t sure which loan will be best for your needs, our comparison tool is a great place to start.

These articles may help you

Woman and dog on couch with laptop.
lending

Personal loans

What you need to apply for a personal loan

We go through the basics of applying for a personal loan.

Two women study with a laptop on the lawn.
lending

Personal loans

How much can you borrow for a personal loan?

What you need to know about borrowing and repayments.

Need some help? We've got you covered.

Get in touch with us and we can help you get the answers you need.

help
Help and support

Access forms, brochures, support articles, FAQs and more below.

lock
Message us securely

Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.

location_on
Locate us

Visit us at a branch to get help with your banking.

phone_in_talk
Talk to us

Our Customer Hub team is available to help 24/7.

Divider