Personal loan calculator

Our personal loan calculator lets you see how much time and interest you could save with extra repayments.
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What will my personal loan repayments be?

Use our personal loan repayment calculator to find out what your repayments would be with a personal loan from People First Bank.
Interested in talking about a personal loan? Fill out your details below, and we'll get back to you soon.
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Privacy Notice: People First Bank is collecting the above information so that we may respond to your enquiry and provide information in relation to products and services we provide. We will only use this information, unless you are already a member or subsequently decide to obtain a service or product from us,  to respond to your enquiry and to contact you from time to time to provide you with information about services and products which may be of interest to you (including products and services of third parties). We may not be able to contact you if you do not provide to us this information. You can opt out of receiving direct marketing from us at any time. We disclose your personal information to relevant members of our staff. We may also disclose your personal information to agents, contractors, government agencies and bodies who assist us in our dealings with you. Our Privacy Policy (which you can also obtain by calling us on 13 11 82 or visiting a branch and asking for a copy) contains more information on how you can access and correct your personal information, how we use your personal information (including how to opt out of marketing), how to complain if you believe we’ve breached our privacy obligations, and how we deal with complaints. It also provides more detail on how we manage and protect your personal information if you are interested. People First Bank's address is 50 Flinders St, Adelaide, 5000.

Most popular questions

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You can apply for a Personal Loan online, by calling 13 11 82, or by visiting your nearest branch. 

Make sure you have the following information at hand when applying:

  • Income details – pay slips, child support, pensions, overtime, allowances, rental income, commissions etc
  • Expense details – utility bills, rent, board, loan repayments, credit and store cards, maintenance, lease payments etc
  • Asset information – cash savings, value of motor vehicles, shares, bonds, property, furnishings etc
  • Residential and employment details for the last three years
  • Australian driver’s licence number and expiry 

Depending on the personal loan you choose, you can use a new or used car, motorbike, or caravan. 
 
Take a look at the different personal loans we offer at People First Bank here. 

Our Personal Loans start from as little as $2,000 and our Discounted Personal Loans start from $20,000. 

The maximum loan is based on the amount that you can afford to repay.

Calculate how much you can borrow with our free personal loan calculator. 

To refinance an existing personal loan from People First Bank or from another financial institution, to a personal loan with People First Bank, you will need to apply to refinance either online, by calling us on 13 11 82 or by visiting your nearest branch.

During your application you will be required to provide some documentation so we can assess your situation. Examples include: 

  • Loan repayment history for the previous three months
  • Bank statements

If you are applying to refinance online, please select 'Refinance' as the loan purpose on the online application form. 

You can call People First Bank on 08 8124 2148 or email us at cmanagementpccu@peopleschoice.com.au or visit your local branch and speak to one of our friendly staff. You can also see our Financial wellbeing page.

Personal loans

 

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Car Loan

Our Discounted Personal Loan (Car Loan) gives you a low variable rate and the freedom to reduce the length of your loan by making extra repayments on your car, caravan or motorcycle.

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Unsecured Personal Loan

A flexible Unsecured Personal Loan available for a range of purposes.

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Personal loans

Our personal loans give you the freedom and flexibility to make your dreams possible, sooner.

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Guides and tips

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Personal loans

Secured vs unsecured personal loans

Understand the differences between secured and unsecured personal loans.

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Personal loans

What is a personal loan?

Planning a renovation, a new car, or that dream getaway? Whatever your goal, we’ll help you find the right personal loan to make it happen.

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