Key benefits
-
check
Covers a collision or crash
-
check
New for new replacement on bikes written off in their first two years
-
check
Theft, attempted theft or vandalism
Product overview
Comprehensive Motorcycle Insurance covers your motorcycle for things such as accidental damage, collision or crash, fire, flood, storm, theft or attempted theft, vandalism or a malicious act.
CGU also covers any licensed rider who rides your motorcycle, even if they're not listed on your policy.
Choose from CGU's network of repairers most convenient to you, with a repair guarantee on authorised repairs.
Cover includes:
-
check
Collision or crash
-
check
Accidental damage
-
check
Theft or attempted theft
-
check
Vandalism
-
check
Storm
-
check
Fire
-
check
Flood
-
check
Earthquake
-
check
Emergency repairs (up to $800) after a covered incident
-
check
New for new replacement on bikes written off in their first 2 years
-
check
Liability cover (up to $20 million)
-
check
Helmet replacement after a covered incident
-
check
Tsunami
-
check
Recoding of locks and barrels after the keys of your motorcycle are stolen, lost or duplicated – up to $1,000
Optional benefits
Hire car up to $75 a day for up to 21 days
Protective clothing
Need to make an insurance claim?
Call CGU’s claims team 24 hours a day, 7 days a week on 13 24 80.
Home, landlord or motor vehicle claims can also be made online by logging into your CGU online account if your policy was first purchased after 16 June 2025, or renewed after 9 August 2025.
Managing your insurance online
If your policy was purchased after 16 June 2025, or renewed after 9 August 2025, you can make certain updates online, such as adjusting your excess amounts or optional benefits.
For significant changes, like purchasing a new car, please call us directly on 13 11 82.
Talk to us about your insurance needs today.
Get in touch with us and we can help you get the answers you need.
Access forms, brochures, support articles, FAQs and more below.
Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.