Credit card rates

View the current rates for our credit card.

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Credit card rates

Check out the latest rates for our credit card and personal overdraft.
Introductory interest rate
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Interest rate
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Visa credit card
Introductory interest rate
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Interest rate
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Introductory interest rate
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Interest rate
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Personal overdraft
Introductory interest rate
% p.a.
Interest rate
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Can’t find the credit card rate you’re looking for?

We list the interest rates for our former credit cards in a separate brochure.

Tools and calculators

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Compare personal loans

Choose a loan that’s right for you using our comparison tool.

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Personal loan calculator

Our personal loan calculator lets you see how much time and interest you could save with extra repayments.

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Budget planner

Get a better understanding of your income and expenses.

Need some help? We've got you covered.

Get in touch with us and we can help you get the answers you need.

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Help and support

Access forms, brochures, support articles, FAQs and more below.

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Message us securely

Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.

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Locate us

Visit us at a branch to get help with your banking.

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Talk to us

Our Customer Hub team is available to help 24/7.

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