Key benefits of this credit card
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$0 application fee
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Six month low introduction rate
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Up to 62 days interest free
Rates
Product overview
A low introductory rate of 2.99% p.a. for the first six months
Available across all balance transfers, cash advances and purchases
Interest free period on purchases
Up to 62 days
Worldwide acceptance
Use your card overseas
Quick assessment process
No application fees
Easy balance transfer process
The latest in security measures
Microchips, payWave, a free fraud protection service and Visa Secure for online purchases
Accessible Features
High contrast visibility strip, braille “P” and tactile (2 dots) identifier, notches and easy to read card information.
Digital wallet payments
Exclusive perks
Exclusive to Visa cardholders is the digital wallet service, Click to Pay – a secure and flexible way to conveniently pay online. Click to Pay makes buying online even easier. Additionally, Visa cardholders get access to a range of exclusive perks and offers, including pre-sale tickets for some of the biggest concerts and live events.
Terms and fees
Annual Visa Credit Card Fee
$59 per account
- Charged within a month of the account opening and then annually on the anniversary of the account opening month.
- Refer to our Fees & Charges document.
Lending Terms & Conditions
Download our Lending Terms & Conditions document
Fees & Charges
Download our Fees & Charges document
Credit Guide
Download our Credit Guide document if you’re thinking about applying for a card to understand how we can help you.
Key Facts Sheet
Produce a Key Facts Sheet for this credit card.
Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.
Key Credit Card information
It's important for you to look at our Credit Guide if you're thinking about applying for a card to understand how we can help you.
Produce and print a Key Facts Sheet for this credit card, or call 13 11 82 or visit your nearest branch to find out more and apply.
You can use this website to request a reduction in your credit limit to an amount that equals or exceeds the minimum credit limit for your credit card or to request to terminate your credit card. To do this, please send a message through the People First Bank App or Online Banking. Alternatively, enter the information and follow the instructions on the web form request via this website, visit your local branch or contact us on 13 11 82.
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
Access forms, brochures, support articles, FAQs and more below.
Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.
