See more savings and transaction account FAQs
Our transaction accounts
See our options below and choose the one that suits you.
my-cards
Everyday Account
A flexible account to manage your money, with unlimited selected transactions.
Learn more
chevron_right
calculator-home-loan
Offset Account
An everyday transaction account that can help reduce interest charged on your home loan.
Learn more
chevron_right
calendar
Former transaction accounts
Find the information you need on our former People's Choice transaction accounts here.
See former accounts
chevron_right
Why choose People First Bank for your transaction account?
accounts
Digital Wallet payments
Make easy, secure payments using Google Pay™ Apple Pay or Samsung Pay.
mobile-apps
24/7 Access with Digital Banking
Easily access your account with our People First Bank App or Online Banking.
my-cards
Visa Debit Card
Use your card over the counter, online, with payWave or on your eligible smartphone.
Looking for simple, transparent banking?
We’ve created a range of accounts to suit wherever you are on your journey.
FAQs
PayID allows you to link financial accounts to more common information such as your mobile number or email address.
Your accounts will still have a BSB and Account Number, but you’ll be able to provide your PayID to receive payments without sharing your BSB and Account Number. You can also send money to others using their PayID.
A PayID can be created within Online Banking or your People First Bank App.
For the People First Bank App:
- Select ‘More’ from the bottom main menu (3 dots)
- Under ‘Payment settings’, click ‘Manage PayID’
- Tap the ‘+’ at the top right corner of the Manage PayID screen and follow the prompts.
Note: A PayID identifier (such as a mobile number) can only be linked to one account. If you need to set up PayID for multiple accounts, you will need to use a different identifier (such as an email address or ABN) for each account.
Good choice! You can get started by having your Tax File Number and identification handy.
To make switching easy, please provide us a list of all regular transactions from your previous financial institution.
Alternatively, click here to complete the form, return to us and we'll obtain a list on your behalf.
Once completed, simply give us a call on 13 11 82 or visit one of our branches.
Call us immediately on 13 11 82, contact us via the website, or go to your nearest branch and speak with a consultant.
All you need to go contactless is your People First Bank (or People's Choice) card. You can use the card itself, or if you like you can set up Digital Wallet payments, which means you’ll be able to use a device, like your phone or smartwatch to pay.
Your People First Bank card will be sent to you when your current card is due for renewal.
Your Visa Debit or Credit Card should arrive between 7 to 10 business days after you order a card. If you have not received your card after this time, please get in touch.
On interest-bearing savings and transaction accounts we calculate interest on the closing daily credit balance of your account from the last day of the previous month to the second-to-last day of the month for which interest is being credited. If your savings or transaction account has an interest frequency other than monthly, interest is on the closing daily credit balance of your account from the last day of the month that interest was previously credited to the second-to-last day of the month for which new interest is being credited.
A Birth Certificate is sufficient identification to open an account for a child.
Let's help you get started
We make it easy for you to pay online or off, access Visa-exclusive perks and sync your Visa Debit Card with your favourite Digital Wallet.
lending
Digital Wallet payments
Make simple, safe and secure Digital Wallet payments using Google Pay, Apple Pay or Samsung Pay.
Get started
chevron_right
my-cards
Visa Debit Card
The tap-and-go card you can use securely over the counter, while shopping online, or with your Digital Wallet.
Find out more
chevron_right
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
help
Help and support
Access forms, brochures, support articles, FAQs and more below.
lock
Message us securely
Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.
