Disclosure documents
Our former transaction accounts can still be used by existing customers, but are no longer for sale. View and download disclosure documents below (PDF format) for full information on all fees, access facilities, terms and current interest rates for former accounts.
Disclosure documents
Line of Credit account holders also refer to:
- Lending Terms & Conditions
- your Offer and Loan Contract (you received these when you took out the loan)
You can continue to use these former transaction accounts
You can still access these former accounts 24/7 using our Digital Banking services.
Basic Everyday Living Account
- Monthly administration fee $0
- Use Google Pay,™ Apple Pay and Samsung Pay
- Unlimited Visa Debit Card ‘credit’ purchases
- Unlimited ATM, EFTPOS, BPAY®, direct debits, payWave, and branch transactions
- Must hold either a Seniors Concession Card, Pensioner Concession Card, Centrelink Health Card or Repatriation Health Card (Department of Veterans' Affairs)
- Option to receive eStatements
Everyday Living Account
- Monthly administration fee $0
- Use Google Pay,™ Apple Pay and Samsung Pay
- Unlimited use of payWave and Bank@Post
- Unlimited ATM, Visa Debit, BPAY®, direct debits, EFTPOS and Osko payments
- Option to receive eStatements
Activate Account
- Monthly administration fee $0
- Unlimited Visa Debit Card ‘credit’ purchases
- No annual fee on Visa Credit Card if you're under 25 years of age
- Unlimited ATM, EFTPOS, BPAY®, direct debits, Bank@Post and branch transactions
- Option to receive eStatements
Club 55 Account
- Monthly administration fee $0
- Unlimited ATM, EFTPOS, BPAY®, Visa Debit Card 'credit' purchases, direct debits, Bank@Post and branch transactions
- Ability to link an overdraft facility
- Option to receive eStatements
Line of Credit
- No minimum ongoing balance
- No minimum withdrawal amount
- Use Google Pay,™ Apple Pay and Samsung Pay
- Unlimited BPAY®, Online Banking, App and Phone Banking transfers
- No interest paid on credit balances
- Option to receive eStatements
Zip Account
- Monthly administration fee $0
- Auto transfers available
- Unlimited BPAY®, deposits and direct debits
- Option to receive eStatements
Open a transaction account with People First Bank
Open an account with one of Australia's leading customer owned banks. Putting people first, for over 150 years.
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