Minimum loan size is $20,000.
Minimum deposit is 20% (80% Loan to Value Ratio or lower).
Key benefits
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Available loan size $20,000 plus
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Extra repayments of up to $10,000 per year
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Interest only repayment option
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No ongoing fees
Rates
Check out our latest rates for our Business Fixed Rate Loan.
Secured by Residential Property up to $1,000,000
1 Year Fixed Rate
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2 Year Fixed Rate
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3 Year Fixed Rate
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4 Year Fixed Rate
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5 Year Fixed Rate
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Secured by Commercial Property up to $1,000,000
1 Year Fixed Rate
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2 Year Fixed Rate
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3 Year Fixed Rate
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4 Year Fixed Rate
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5 Year Fixed Rate
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Product overview
Enjoy a competitive fixed rate, convenient business-friendly features and the certainty of knowing exactly what your repayments will be for a set period. At the end of the fixed period your loan will automatically switch to our standard variable rate, or you can talk to us about our other business loan options. You can link your business loan with a business account and have all your business banking in one convenient location:
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Lock in a competitive fixed interest rate for between one to five years
You'll have the opportunity to revisit your loan option after this period.
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Make extra repayments up to $10,000 per year
Reduce your loan term and save money.
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Flexible repayment frequency
Pay weekly, fortnightly or monthly (only monthly for Interest Only).
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Interest only repayment option
Free up extra cash by paying only the interest portion of the loan for up to 5 years.
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Split-loan option
Get the benefits of a part fixed and part variable interest rate loan.
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Portable loan facility
Security can be transferred directly from one property to another (subject to approval).
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Loan terms from 1 to 15 years
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No annual or monthly account keeping fees
Fees
Application fee
$600 for loans up to $80,000
0.75% of loan, for loans greater than $80,000
Monthly administration fee: $0. Refer to our Fees & Charges document.
Annual fee: $0
Third party charges: e.g. stamp duty.
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Compare business loans
If you aren’t sure which loan will be best for your needs, our comparison tool is a great place to start.
What else do I need to consider?
Need some help? We've got you covered.
Get in touch with us and we can help you get the answers you need.
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Help and support
Access forms, brochures, support articles, FAQs and more below.
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