Business rates

Effective 26 August 2026, all Business Loan products are no longer available for sale for new business.
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Business Variable Rate Loan

No longer for sale from 26 August 2026.
Business Variable Loan
Up to $1,000,000
Loan size
help
Interest rate
help
Secured by Residential Property
Loan size
$
+
Interest rate
% p.a.
Secured by Commercial Property
Loan size
$
+
Interest rate
% p.a.

Business Variable Construction Loan

No longer for sale from 26 August 2026.
Business Variable Construction Loans
Up to $1,000,000
Min. loan size
help
Interest rate
Secured by Residential Property
Min. loan size
$
Interest rate
% p.a.
Secured by Commercial Property
Min. loan size
$
Interest rate
% p.a.

Business Fixed Rate Loan

No longer for sale from 26 August 2026.
Secured by Residential Property up to $1,000,000
Loan size
help
Interest rate
help
I year fixed rate
Loan size
$
Interest rate
% p.a.
2 year fixed rate
Loan size
$
Interest rate
% p.a.
3 year fixed rate
Loan size
$
Interest rate
% p.a.
4 year fixed rate
Loan size
$
Interest rate
% p.a.
5 year fixed rate
Loan size
$
Interest rate
% p.a.
Secured by Commercial Property up to $1,000,000
Loan size
help
Interest rate
help
I year fixed rate
Loan size
$
Interest rate
% p.a.
2 year fixed rate
Loan size
$
Interest rate
% p.a.
3 year fixed rate
Loan size
$
Interest rate
% p.a.
4 year fixed rate
Loan size
$
Interest rate
% p.a.
5 year fixed rate
Loan size
$
Interest rate
% p.a.

Business Line of Credit

No longer for sale from 26 August 2026.
Business Line of Credit
Loan size
help
Interest rate
help
Secured By Residential Property
Loan size
$
Interest rate
% p.a.
Secured by Commercial Property
Loan size
$
Interest rate
% p.a.

Business Vehicle Loan

No longer for sale from 26 August 2026.
Business Vehicle Loans
Loan size
help
Interest rate
help
Business Vehicle Loan (New Cars)
Loan size
$
Interest rate
% p.a.
Business Vehicle Loan
Loan size
$
Interest rate
% p.a.

Business Overdraft

No longer for sale from 26 August 2026.
Business Overdraft
Interest rate
help
Business Overdraft
Interest rate
% p.a.

Business bank accounts

Community and Business Saver
Interest rate
help
Tier $1 - $4,999
Interest rate
% p.a.
Tier $5,000+
Interest rate
% p.a.

Tools and calculators

troubleshooting

How to open a Community and Business account

Need to open a community and business account? We provide a range of accounts and services to get your business started.

mobile-apps

Direct feeds to accounting software

Collect your financial information for tax and accounting purposes quickly and easily.

Need some help? We've got you covered.

Get in touch with us and we can help you get the answers you need.

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Help and support

Access forms, brochures, support articles, FAQs and more below.

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Message us securely

Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.

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Locate us

Visit us at a branch to get help with your banking.

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Talk to us

Our Customer Hub team is available to help 24/7.

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