Key benefits
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Loss of rent during repairs
If your building or contents are covered and your rental property is unliveable after a covered event, CGU will pay up to 12 months of lost rent -
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Flood, storm and storm surge
Cover for damage to your home caused by flood, rainwater run-off, storm, storm surge and tsunami. -
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Furniture and furnishings
Cover for loss or damage to furniture, furnishings and carpet in your property. -
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Fire
Cover for loss and damage to your items caused by fire (including bushfire). -
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Theft and vandalism
Cover stolen items and damage from theft and vandalism, including stolen keys. -
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Damage from leaks
Cover for loss or damage to your property caused by liquid leaks, like from a burst pipe or broken heater.
Product overview
We understand being a landlord can be stressful, maintaining an investment property and dealing with tenants. Landlord insurance can help give you peace of mind and confidence that your investment will be looked after should something go wrong. We’ve teamed up with CGU to provide landlord insurance that protects your building and contents, with optional additional cover so you only pay for what you want.
Compare your cover
This table compares the cover CGU provides under the types of insurance and levels of cover it offers. The amount and extent of cover, including additional benefits and optional benefits, may also vary depending on the cover selected. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Cover |
Building |
Contents |
|---|---|---|
Cover for loss or damage to Your Rental Property and Contents |
||
|
Accidental breakage of glass |
y |
y |
|
Animal damage |
y |
y |
|
Damage by occupant |
y |
y |
|
Deliberate or intentional act |
y |
y |
|
Earthquake |
y |
y |
|
Electrical motor burnout |
y |
y |
|
Escape of water or liquid |
y |
y |
|
Explosion |
y |
y |
|
Fire |
y |
y |
|
Flood or Rainwater Run-off |
y |
y |
|
Impact |
y |
y |
|
Lightning |
y |
y |
|
Riot or civil commotion |
y |
y |
|
Storm |
y |
y |
|
Storm Surge or tsunami |
y |
y |
|
Theft by Tenant |
y |
y |
|
Theft or attempted theft |
y |
y |
|
Cover for liability |
y |
y |
Additional benefits |
||
|
Abandoned possessions |
y |
y |
|
Contents in the open air |
x |
y |
|
Landlord furniture and furnishings – non-Strata scheme |
y |
x |
|
Landlord fixtures – Strata scheme |
x |
y |
|
Landscaping |
y |
x |
|
Locating the cause of damage |
y |
x |
|
Loss of rent |
y |
y |
|
Meeting building regulations |
y |
x |
|
Mortgage discharge costs |
y |
x |
|
Professional and rebuilding fees |
y |
x |
|
Removal of debris |
y |
y |
|
Replacement of keys and locks |
y |
x |
|
Storage costs |
x |
y |
Optional benefits |
||
|
Rent default |
Optional |
Optional |
|
Safety net |
Optional |
x |
What else to consider
Need to make an insurance claim?
Call CGU’s claims team 24 hours a day, 7 days a week on 13 24 80.
Home, landlord or motor vehicle claims can also be made online by logging into your CGU online account if your policy was first purchased after 16 June 2025, or renewed after 9 August 2025.
Managing your insurance online
If your policy was purchased after 16 June 2025, or renewed after 9 August 2025, you can make certain updates online, such as adjusting your excess amounts or optional benefits.
For significant changes, like purchasing a new car, please call us directly on 13 11 82.
Talk to us about your insurance needs today.
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