Whether you own or rent, your home and possessions are precious
Choosing to insure them and making sure you are adequately covered could offer peace of mind. It also lowers the financial pain of repairing your home and replacing damaged or stolen belongings should the unexpected happen.
A study from 2013 found 83% of Australians are underinsured – and unfortunately they don't realise this until it's too late. In the unfortunate event of needing to make a claim, there is a difference between having insurance and having the right level of cover of insurance to suit your personal circumstances.
As our living environments change all the time it is important that you are not just renewing your insurance policies but are taking the time to properly review them at renewal.
Taking the time to make sure you are adequately covered and knowing what's covered means you know where you stand in the event of a loss.
Adequately insured
You may not be adequately insured if you have not reviewed your insurance each year, if you have made additions to your home and not updated your policy, if you have under-valued your home and contents, and if you have not considered the costs of rebuilding, demolition, and removal of debris. By choosing one of People First Bank's building and/or contents insurance products, you could be covered for:
Removal of debris and demolition costs
Temporary accommodation
Rebuilding fees
Talk to us about your insurance needs today.
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