Bank account rates

See our bank account interest rates.

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Dream Fund

Ready to dream big? Our savings account can help you earn bonus interest.
Minimum Balance
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Interest rate
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Base rate + bonus rate
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Dream Fund
Balance Bracket
$0 - $100,000.00
Minimum Balance
$
Interest rate
% p.a.
Base rate + bonus rate
% p.a.
Minimum Balance
help
Interest rate
help
Base rate + bonus rate
help
Dream Fund
Balance Bracket
$100,000.01 & above
Minimum Balance
$
Interest rate
% p.a.
Base rate + bonus rate
% p.a.
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Can’t find the savings rate you’re looking for?

We list the interest rates for our former savings accounts in a separate brochure.

Term Deposit (interest paid at maturity)

Open your new Term Deposit by calling 13 11 82 or by visiting your nearest branch. If you're already a customer, you can open via Digital Banking.
Interest rate
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2 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
3 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
4 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
5 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
6 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
7 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
8 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
9 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
10 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
11 months
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.

Term Deposit (interest paid annually)

Open your new Term Deposit by calling 13 11 82 or by visiting your nearest branch. If you're already a customer, you can open via Digital Banking.
Interest rate
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1 year
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
2 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
3 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
4 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
5 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.

Term Deposit (interest paid monthly)

Open your new Term Deposit by calling 13 11 82 or by visiting your nearest branch. If you're already a customer, you can open via Digital Banking.
Interest rate
help
1 year
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
2 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
3 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
4 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.
5 years
Term Deposit
Minimum Balance $5,000
Interest rate
% p.a.

Tools and calculators

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Budget planner

Get a better understanding of your income and expenses.

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Savings and term deposit calculator

Calculate how long it'll take to reach your savings goals.

Need some help? We've got you covered.

Get in touch with us and we can help you get the answers you need.

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Help and support

Access forms, brochures, support articles, FAQs and more below.

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Message us securely

Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.

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Locate us

Visit us at a branch to get help with your banking.

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Talk to us

Our Customer Hub team is available to help 24/7.

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