A loan that’s personal, like you.

It’s having options when choosing your dream car, holiday or renovation.

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Unsecured Personal Loan

Our personal loans offer more than great rates. We offer real flexibility with your repayments so you can enjoy life’s little wins and milestones.
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Interest rate
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Comparison rate
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Unsecured Personal Loan
Loan size $2,000-$40,000
Interest rate
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Comparison rate
% p.a.

Key benefits

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    No monthly account fees

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    No fees for additional repayments or early payout

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    Redraw facility against your extra loan repayments

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    Flexible repayment frequency - pay weekly, fortnightly or monthly

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    Pre-approval valid for 90 days

The process is easy

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1. Start your online application

You'll receive an immediate pre-approval response, giving you an understanding of your borrowing position.

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2. Our team will get in touch

They'll request any additional information if needed, answer any questions you may have, and talk you through your options.  
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3. The approval process

If you tick off all the requirements, we’ll let you know if your loan is approved.

What you'll need

When you apply for a loan, please have the following information handy. 
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Income details
Pay slips, child support, pensions, overtime, allowances, rental income, commissions etc
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Asset information

Cash savings, value of motor vehicles, shares, bonds, property, furnishings etc

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Expense details
Utility bills, rent, board, maintenance, lease payments etc 
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Any other loans or liabilities
Home loans, credit cards or other debt through buy now, pay later services  
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Residential and employment details
Proof of residential and employment history for the past three years
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Identification documents
Current Australian driver's licence number and expiry, passport, proof of age card
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Do some quick maths

Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.

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Apply today

You can apply online or get in touch by visiting a branch or giving us a call on 13 11 82.
Apply now

Need some help? We've got you covered.

Get in touch with us and we can help you get the answers you need.

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Help and support

Access forms, brochures, support articles, FAQs and more below.

Help and support
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Message us securely

Log into Digital Banking to send us a secure message by clicking the link below, or by using your People First Bank App.

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Locate us

Visit us at a branch to get help with your banking.

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Talk to us

Our Customer Hub team is available to help 24/7.

Call 13 11 82
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