A home loan that’s all kinds of good.

Enjoy the confidence that comes with a competitive rate, no ongoing fees and the flexibility to make extra repayments whenever you like.

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The process is easy

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1. Start your online enquiry

It only takes a few minutes and you'll receive an immediate pre-qualification response, giving you an understanding of your borrowing position.
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2. Our team will get in touch 

They'll answer any questions you may have, talk you through your options, and help you find the right loan for you.
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3. The approval process

If you tick off all the requirements with help from your Home Loan Adviser, we’ll let you know if your loan is approved.
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We’ll help keep it simple

Buying a house involves having to make a lot of choices. One of these is the home loan itself. While it may not be as exciting as choosing a suburb or visiting an open home, it’s important to choose the right one for you and your lifestyle.

Our knowledgeable Home Loan Advisers are here to guide you through each step of the process, whether it's empowering you to choose a fixed, variable or split loan, navigating your eligibility for government schemes, or tips on how to become an auction day winner. Not to mention, the great rates that make it all possible.

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Basic Variable Home Loan

A competitive interest rate with no application or ongoing fees, and the flexibility to make extra repayments.
Discount to the Basic Variable Rate
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Interest rate with discount
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Comparison rate
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Basic Variable Home Loan
Principal and Interest
Loan to Value Ratio (LVR) <70%
Minimum loan size $20,000+
Discount to the Basic Variable Rate
% p.a.
Interest rate with discount
% p.a.
Comparison rate
% p.a.
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Compare our home loans

If you aren't sure which loan will be best for your needs, our comparison tool is a great place to start. View all home loan rates

The features of our home loans

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Fixed, variable or split repayment options

We’ll help you find the right loan for you

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Flexible repayment frequency options

Pay weekly, fortnightly or monthly

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Make unlimited extra repayments

Pay off your loan faster
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Offset account option for variable loans

Link your loan and transaction account to help reduce the interest and time taken to pay off your loan
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No application fee

Get into your dream home sooner

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Home loans

Australian Government 5% Deposit Scheme

If you're a first home buyer or you haven't owned a property in Australia in the last ten years, we could help you into your own home sooner.

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Ready for a home loan that’s all kinds of good?

Start your online enquiry today.

Calculators and tools

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How to choose a home loan

When you’re trying to find the right home loan, there can be a lot to compare. Here’s what to look out for.

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Home loan calculators

We've got a range of home loan calculators to help you work out your repayments, stamp duty and borrowing power.

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Compare home and investment loans

Choose a loan that's right for you using our comparison tool.

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