See all Dream Fund terms, conditions and fees.
The account that can help you save towards your goals.
Grow your savings and unlock bonus interest simply with a Dream Fund savings account. Finish the month with a greater balance than you started with (excluding interest), and you can unlock bonus interest for your savings goals.
Get saving with your Dream Fund today.
Get the People First Bank App to get started. You'll need about 5 minutes, an Australian citizen 16 or over, and a drivers' license or passport.
*If you do not meet the eligibility requirements for digital onboarding, you can contact us or locate a branch here to get started. Already a customer? Log into online banking to open an account.
Dream fund can help you grow your savings.
When the closing balance of your account on the last day of the month, excluding any interest credited to your account on that day, is greater than the opening balance of your account for that month, we will pay you bonus interest (this means we will calculate interest at a bonus rate in relation to that month).
Minimum Balance
helpInterest rate
helpBase rate + bonus rate
helpDream Fund
Balance Bracket
$0 - $100,000.00
$0 - $100,000.00
Minimum Balance
$
Interest rate
% p.a.
Base rate + bonus rate
% p.a.
Minimum Balance
helpInterest rate
helpBase rate + bonus rate
helpDream Fund
Balance Bracket
$100,000.01 & above
$100,000.01 & above
Minimum Balance
$
Interest rate
% p.a.
Base rate + bonus rate
% p.a.
Terms and fees
Refer to our Fees & Charges document.
Accounts & Access Facilities Terms & Conditions
Download our Accounts & Access Facilities Terms & Conditions document.
Fees & Charges
Download our Fees & Charges document.
Daily Limits
Download our Daily Limits document.
Deposit Accounts Interest Rates
Download our Deposit Accounts Interest Rates document.
Target Market Determination
Target Market Determinations for our products are available on our Target Market Determinations page.
Learn more about Dream Fund
You can learn more about our Dream Fund savings account online, in branch, via our Customer Hub or on the People First Bank App - choose below to get started.
savings
Learn more about Dream Fund
You can learn more about our Dream Fund and other savings accounts by exploring the Dream Fund page below.
Dream Fund
chevron_right
phone_in_talk
Message us via the app
Get in touch via the People First Bank App - it's easy and secure. If you don't have the People First Bank App, you can get started below.
Get the app
chevron_right
location_on
Visit a branch
If you'd prefer to speak face-to-face, you can locate your nearest branch using our locator tool below.
Locate a branch
chevron_right
phone_in_talk
Speak with our Customer Hub
Our Customer Hub is available to speak 24/7. You can learn about how to contact us below.
Contact us
chevron_right